[Juan Carlos Escotet Rodríguez] Offers Easy Banking Moves Tips
Today, Banesco and Juan Carlos Escotet bring different tips and recommendations for you to start using your credit card, debit card and saving money responsibly and safely to take advantage of all the benefits the banks provide for you. Keep reading and discover more finances possibilities!
Credit card tips:
- Use your card only for needs
You should use your credit card carefully. Things you don’t really need can lead to debt. Credit cards can be used in emergency situations, such as a mobile phone bill that’s due before your next payday. Think about your credit card as a temporary loan to yourself.
- Be protected against credit card fraud
It’s good to know that there is no foolproof way to prevent all instances of credit card fraud and theft; however, you have the responsibility of adopting a few best practices that can help you to reduce your risk.
Debit card tips:
Remember you should not believe information provided in spam emails that says you have won lottery or whatever, please. These are fake tactics of frauds to collect your financial information and rob your bank account in a minute.
You know the web is a vast and apparently infinite space. If you are making online payments or buying things from online stores, you should make sure your payment is made through a secure payment gateway and the website is a trusted one. To help you know that, try to look out for two symbols: a lock and “https” in the URL box.
And how do a save money?
One of the easiest ways to save money is to only shop what’s written on the list. Because when you don’t write one, you typically end up making impulse buys and unplanned purchases and all that will cost you much more money.
· Be creative with gifts instead of buying from the store
If you want to save money during this season, creating DIY gifts is one way to accomplish both generosity with family and friends and saving money. You can see on YouTube a bunch of ideas and all kinds of present creations at home that are easy and inexpensive.